You’ve lost your job, your house is in foreclosure, the credit card companies call constantly, you owe money for a medical problem you had… it can be overwhelming and suffocating. With the downward spiral in the economy the past few years, more and more people have fallen on hard times. It may seem like you will never recover and get your life back. Or perhaps your business has fallen behind on its bills and can no longer pay creditors. There is a way out, though, and I can help you start over. I will help you negotiate settlements of debts and get you on affordable payment plans. If it comes to it, I can also help you with several bankruptcy options:
- Chapter 7 – most common form of bankruptcy, used by individual and businesses; you can often keep your home and vehicles and wipe out all other debts.
- Chapter 13 – helps individuals create reduced debts and create payment plans to repay debts.